高净值人群理财进入专业化时代,凤凰金融理财如何抢占高地?

创业指导 阅读(1957)
澳门葡京导航

在过去的两年里,中国的财富管理和相关论坛会议层出不穷。其重点是如何为在中国快速增长的高净值个人提供更好的财富管理。 “改革开放40年来,中国的高净值人口经历了爆炸式增长,财富积累迅速增加。现在需要考虑的问题是如何管理财富。” 6脉冲全球家庭办公室主席何佳于6月16日出席了广东省。会计领导人才在2019年的学术研讨会上说。

诚然,在新时期,中国的经济结构和财富结构发生了质的变化。越来越多的高净值人士开始从免费财务管理转向专业财务管理。它们不再限于一年。一些投资产品已经获得了一些好处,但希望他们的财富将更专业地管理和更长远的规划。

但是,如何实现“专业”财富管理?正如投资界的一些专业人士所说,一家优秀的财富管理公司不仅仅向用户销售产品,而是根据用户的需求提供专业服务。专业产品在2019年荣获嘉禾奖。凤凰金融是最具影响力的财富管理平台,已经做到了极致。

一方面,专业财富管理诊断。在投资之前,凤凰财务将通过五个步骤了解客户信息,并从多个维度了解他们的生活习惯和风险承受能力,以便为客户提供更符合他们自己的产品规划。例如,凤凰金融可以通过用户的家庭状况,生活习惯,兴趣点,过去的投资经验,收入,净值,收入和支出,详细了解用户的基本情况。

At the same time, Phoenix Financial will also have a detailed understanding of the degree of risk that users can bear through risk appetite, risk tolerance and risk mitigation capabilities; grasp the customer's wealth needs through customer wealth objectives, confirm investment priority, frequency of capital activities and scale. degree. These diagnoses are not based on human judgment, but Phoenix Financial is based on the assistance of intelligent financial products to understand the user's situation. Such as Magic Mirror Zhitou, Phoenix Zhibao, etc. but different financial products are different for the financial sector.

After learning more about these situations, Phoenix Financial will provide professional solutions based on the actual situation of users and make asset allocation plans. For some special projects, Phoenix Financial will also conduct users to conduct on-the-spot investigations. Therefore, some doubts on the scheme are elaborated to help them better understand wealth management.

On the one hand, the ability to professionally screen products. Regardless of whether it is for Internet finance or for some financial companies offline, consulting and wealth management diagnosis is only a stepping stone to help users manage wealth. Good products are the ultimate killer to retain users. For the products, I have to mention the good foundation that Phoenix Finance has laid down in this respect.

As a third-party financial platform, Phoenix Financial has extremely stringent conditions for the entry of products. In terms of cooperation institutions, Phoenix Financial's access rate is particularly low. Mainly because on the basis of safety, Phoenix Financial's product advisory team will strictly screen the products of the partner institutions to ensure the sustainability of the products on Phoenix Financial Platform.

The product consultant team is from world-renowned universities. It has served in many large financial service organizations around the world. It has experienced experience in the industry, with a professional system product system, international vision and insight. It is also based on this, the products on the Phoenix financial platform have brought good benefits to the majority of users, and its stability has been unanimously recognized by users.

xx良好的金融服务平台不仅要跟上行业的发展趋势,更重要的是要根据用户需求巩固自己的实力。随着高净值个人对投资和财富管理的要求的提高,相信越来越多的金融平台将继续提升自身能力,共同促进金融业的健康发展。